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The original item was published from 2/14/2017 12:12:51 PM to 5/1/2017 12:10:03 AM.

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Town News

Posted on: February 14, 2017

[ARCHIVED] Housing Rehabilitation Loan Program

If you qualify and would benefit from the program, please contact Charles Karno, Town Planner at planner@ledyardct.org or 860.464.3215.

Eligible repairs include the correction of health and safety violations, septic system repairs, code compliance, energy conservation  measures, lead paint remediation, and general home improvements such as roofing, carpentry, doors and windows, electrical, plumbing, heating, and other non-luxury work subject to approval of the Town.

ELIGIBILITY
Eligibility is based on a combination of household size and annual household income. 
You may be eligible to receive funding  if your annual household income is at or below the following amounts:
Household  Income Size      

1                      $46,1000
2                      $52,650
3                      $59,250
4                      $65,800
5                      $71,100
6                      $76,350
7                      $81,600
8                      $86,900

* Income limits are subject to periodic change.


LOANS

Funds are typically offered in the form of deferred loans to owner/ occupants. Deferred loans are 0% interest loans which require no re-payment until a transfer of title, refinancing, the Owner’s demise, or the subject property is no longer the applicant’s principle place of residence. All loans are secured with a mortgage deed, promissory note, and memorandum of agreement.



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